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The most stressful part of the car-buying process often comes when you have to take a step into the finance department. Coming off of the excitement of browsing a lineup of new vehicles with amazing features, it can feel like a downgrade to have to iron out the allegedly complicated details of auto financing.
Throw all of that out of the window. When you visit us at Bob Moore Kia Northwest, the financing part is just one aspect of an enjoyable car-shopping experience. When you get an auto loan or a car lease with us, you can count on a quick and easy experience that’ll leave you happy so you can go out on the road in no time in your new Kia vehicle. Why sully an otherwise stellar experience with boring finance details when you spice it up by working with our finance experts?
Learn more about car lease and car loan options when you visit our Oklahoma City car dealership. Bob Moore Kia Northwest has a plethora of New Kia Models waiting for you; come claim yours today.
If you prefer to stay up to date with new Kia model releases, a lease might be the better option for you. Your lease agreement covers only the cost of the vehicle that you’ll be using over the life of your lease term, so this option typically results in lower monthly payments.
When you’re done with the lease term, you have a couple of options available to you. If you’re in love with the vehicle you’ve been leasing, you can choose to buy the vehicle and finance the remaining cost that wasn’t covered in the original lease deal. Once you pay off the remaining cost, the vehicle is completely yours.
You also have the option to extend your lease. Our finance professionals will make sure that this process is as seamless as possible. If you want to stay current with the latest batch of new Kia models, you can turn in your leased vehicle when the lease deal is up and get into the latest Kia vehicle on a new lease agreement. Of course, you can always just turn your vehicle in at the end of your lease as well.
For a full breakdown of the Lease Process Compared to Buying, take a visit to our car dealership in Oklahoma City. The finance experts at Bob Moore Kia Northwest are ready to make your car-buying process as simple as possible.
Finance situation happening at Bob Moore Kia Northwest finance center in Oklahoma City, OK
When you lease a vehicle, you’re responsible for making sure that you don’t exceed the mileage limits that are established at the beginning of your lease term. If you don’t, you’ll have to pay a fee for each mile driven over that limit. Additionally, any excessive wear and tear could potentially incur a fee. You don’t have these same worries when you finance a new Kia with us.
Auto loans typically are more long-term than car leases, and the monthly payments are often higher as well. Instead of 24 or 36 monthly payments, car loans typically involve 60 monthly payments. With that being said, you don’t have to worry about the aforementioned cons of car leases. When you’re finished paying off your car loan payments, you completely own the vehicle. It’s all yours to do whatever you want, including using it as part of a Trade-In for a new Kia here at Bob Moore Kia Northwest.
Our finance department will help you get loan terms that work favorably with your credit score on your credit report. You can count on us getting you the best possible interest rate and annual percentage rates that we can by working with your credit history and any involved financial institutions.
Learn more about the car loan process when you visit us at Bob Moore Kia Northwest today.
Drivers in the Oklahoma City, OK area can visit us today to browse our new Kia inventory. In addition to the latest and greatest Kia models, we also offer an extensive selection of Used Cars. Visit Bob Moore Kia Northwest for a superior shopping experience today.